Novedades en la categoría mortgages

HOPE for Homeowners Programs  HOPE for Homeowners
HOPE Homeowners Mortgage Refinancing Programs

Affordable Homeownership - HOPE for Homeowners will only offer 30-year fixed rate mortgages - so the borrower's last payment will be the same as the first payment. Further, this program will maintain FHA's long-standing requirement that new loans be based on a family's long-term ability to repay the mortgage. Only owner-occupants are eligible for FHA-insured mortgages.

Hipotecas - Low-income families, public health will benefit enormously from universal paid sick days standard. The three in four low-wage workers and 48% of all private sector workers that lack paid sick days to take care of themselves and loved ones have reason to celebrate today, as Rep. Rosa DeLauro and Sen. Ted Kennedy are introducing the Healthy Families Act for the 111th Congress.  The HFA creates a new minimum labor standard for the 21st century by giving workers the right to accrue up to seven days of paid sick leave.  The leave can be used to care for oneself, to care for sick loved ones, or to attend court related to sexual assault or domestic violence.  107 countries worldwide provide a universal paid sick leave standard, and the United States lags far behind all other industrialized nations.

How to repair my credit score - ACORN members are celebrating President Obama's announcement today of the "Homeowner Affordability and Stability Plan," the first federal effort to fight foreclosures since the crisis that brought down the economy began two years ago.

For years, ACORN has been advocating repeal of the ban on judicial modifications, a central plank in the Obama plan that Congress should immediately take up in a must-pass bill and get to the President in March. Obama also proposes administrative actions to spend $75 billion of the Financial Stabilization Fund on facilitating modifications and to require companies receiving taxpayer assistance to use a rational foreclosure prevention protocol to prevent unnecessary foreclosures. These three planks are absolutely essential to repair our economy and are exactly what ACORN called for in its memo to the Obama Transition in January, "Housing for America: A Roadmap out of the Crisis."